This is one of the most frequently asked questions I hear within the Credit Repair Community and by the industry as a whole.
So for this episode of Daniel’s Tip of the Month, I thought I’d answer the question once and for all.
But before I jump into it, if you wanna know more about disputing techniques, and even get certified in disputing (all for less than it would cost to bring your family to McDonalds), go to creditherochallenge.com to join our Credit Hero Challenge today!
Okay. Let’s dive in.
You can spend a small fortune and waste a ton of hours pouring over thousands of certified mail and return receipts but it won’t get you ahead at all!
In fact, it would be a total waste of time and money.
Now, if you’ve heard you need to send disputes by certified mail, it’s okay! There’s a lot of misinformation out there.
But I’m here to shoot you straight and make it as easy as possible to build your profitable credit repair business from nothing.
So, there are a couple of situations where it would be beneficial to send certified mail.
These are ID theft cases with signed affidavits and if you plan to sue the recipient.
The truth is, when you send certified mail, it’s processed exactly the same as regular mail.
After singing your slip, once the bureaus receive it, it’s fed into a big machine to be stripped from the envelope, scanned and processed - exactly like regular mail.
The only difference is you have proof it was received.
After years of mentoring thousands of Credit Heroes, I’ve come to realize when you send threatening “gotcha” letters, which are basically proof to the bureaus that they signed but didn’t follow FCRA protocol, they don’t care.
They don’t do anything differently and they respond the same without the paper trail.
Sometimes they even ignore disputes.
If this happens to you, the only real benefit of having a signed certified receipt would be as proof to a judge if you decided to take the bureau to court.
So unless you plan on suing the bureaus, I recommend you save your time and money!
And if you want to start your very own credit repair business, sign up for our Credit Hero Challenge where I’ll walk you by the hand, and in just a couple weeks, you’ll be the proud owner of your own credit repair business AND will have 3 shiny new certificates to show your new clients!
We’re starting a new challenge soon, so join today at creditherochallenge.com.
I hope to see you on the inside!
Until then, keep changing lives!